Finance urgent!!!－航空百科

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Finance urgent!!!

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Your firm has taken out a $500000 loan with 12% APR for some commercial property . As is common in real estate, the loan is a 5 year loan based on a 20 year amortization. This means that your loan payments will be calculated as if you will take 20 years to pay off the loan, but you actually must do so in 5 years.... 顯示更多 Your firm has taken out a $500000 loan with 12% APR for some commercial property . As is common in real estate, the loan is a 5 year loan based on a 20 year amortization. This means that your loan payments will be calculated as if you will take 20 years to pay off the loan, but you actually must do so in 5 years. To do this, you will make 59 equal payments base on the 20 year amortization schedule and then make a final 60th payment to pay the remaining balance. 點解個答案年份係20-5??? 幫我解釋呀吾該!!!

最佳解答:

Month Monthly Regular Payment Interest Payment Principle Repayment Outstanding Balance 0 500000.00 1 5293.12 4744.40 548.72 499451.28 2 5293.12 4739.19 553.93 498897.35 3 5293.12 4733.93 559.18 498338.17 4 5293.12 4728.63 564.49 497773.68 5 5293.12 4723.27 569.85 497203.84 6 5293.12 4717.86 575.25 496628.58 7 5293.12 4712.41 580.71 496047.87 8 5293.12 4706.90 586.22 495461.65 9 5293.12 4701.33 591.78 494869.87 10 5293.12 4695.72 597.40 494272.47 50 5293.12 4421.50 871.61 465099.34 51 5293.12 4413.23 879.89 464219.46 52 5293.12 4404.88 888.23 463331.22 53 5293.12 4396.45 896.66 462434.56 54 5293.12 4387.95 905.17 461529.39 55 5293.12 4379.36 913.76 460615.63 56 5293.12 4370.69 922.43 459693.20 57 5293.12 4361.93 931.18 458762.01 58 5293.12 4353.10 940.02 457822.00 59 5293.12 4344.18 948.94 456873.06 60 461208.23 4335.17 456873.06 0.00 With 12% effecitve annual interest rate, the monthly repayment is $5,293.12. The outstanding balance after 59th payment is $456,873.06 Hence, the last payment would be the outstanding balance + interest = $461,208.23

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